Chase: ON MY LIST

(xposted mostly at Mashup Mom. Because I’m annoyed.)

I just spent a frustrating 1/2 hour at Chase. Why? A few months ago I registered LISjobs.com as a DBA and opened up a business account, mainly to deposit some very small checks from things like Google ads. I chose Chase because we have a personal checking account there, and I saw an ad on their site that they would waive business account fees for accounts linked to personal accounts.

The banker I signed up with (who of course wasn’t in today) assured me that this was the case, that I wouldn’t be charged any service fees, no worries.

This month, a $10 monthly service fee showed up on my business account. This is pretty significant, given that I have under $500 in there and they of course don’t pay any interest.

So, into the bank I go. No, they’re so sorry, they don’t have any such deal, and I obviously didn’t read the fine print. There was only an introductory 90-day fee free period. They’ll waive it just this once but it will keep being charged each month. Fees are only waived if I use my business credit card with them every month, or if I link to a “premiere” personal checking account in which we need to maintain a $15,000+ balance or be charged a $20 monthly service fee, and this of course has to be what the guy told me.

Now. I didn’t have a $15,000 balance in my checking account in March. I don’t generally maintain a $15,000 balance. I do not nor have I ever had a “premiere” checking account. And, this is not what the guy told me, or I wouldn’t have signed up for the account.

OK, fine, say I. Close the account and move the money to my personal checking account. Oh, sorry, they can’t do that today. Why? Since they waived the $10.00 fee “just this once,” it’s showing up as a pending credit to the account so I can’t close it until that clears, I have to come back another day.

Lesson learned: Get it in writing. I went home and checked my original paperwork, of course, nothing about the fee being waived. Too bad for me! And, way to be unfriendly to home businesses, Chase — Thanks!

B&N emailed me back…

And here is what they had to say about their outlet sign

Dear Rachel Singer Gordon,

We strive to create a friendly, inviting atmosphere and welcome customers to study in our stores, provided it does not prevent us from properly serving other customers.  We discourage the use of laptops plugged into electrical outlets primarily because it presents a potential trip hazard to other customers and our Booksellers.

We respectfully request that all customers refrain from using our our electrical outlets for personal items. Our customers’ safety is of paramount importance to us, and we certainly want to do all we can as a retailer to prevent accidents in our stores. However, you may certainly use your laptop provided it is battery operated with no hanging cords.

We value your patronage and hope to see you in our stores again soon.

Sincerely,

Customer Service Representative
Barnes and Noble Customer Service
customerservice@bn.com

Dear Barnes & Noble: I’m trying to envision how plugging my laptop into the wall next to my chair presents a trip hazard, but nevermind the logic here. If everyone from Panera to your local library can provide outlet access without people tripping wildly all over the place, I think you could probably manage. If you’re really worried, let’s think about ways to make your signage a teeny bit friendlier, shall we?

Sincerely,
Still annoyed and out of juice

(xposted at mashupmom.com)

Speaking of unfriendly signs…

Here’s some seriously bad customer service — and for no real reason. My son has a 2 1/2 hour class this morning, so I hopped over to the nearby Barnes & Noble intending to get some work done, drink their coffee… Not only are there NO OUTLETS in the cafe area, which I can only imagine is a deliberate oversight, the only outlet near a table anywhere now sports this sign. Talk about customer disservice — next time, I’m going to the Starbucks across the street. Dear Naperville B&N: You’ve just lost yourself a customer.

(Please tell me your library doesn’t do this…)

Credit where credit is due

If I make it a point to complain about bad customer service, I figure I should give credit for good customer service as well. Yesterday, craving a burrito, I stopped by Baja Fresh to find them closed, the floor half torn up, and a sign on the door saying “closed for repairs.” I started back to my car grumbling, got halfway there, and the manager tore out the door, apologized, and handed me a coupon for a free burrito. Apparently, their pipes froze and burst — yet this person who’s losing I don’t know how much business took the time to try to keep a customer and turn a bad experience into a positive. Yay on Baja Fresh.

Stay on Target

So, I’m inspired by Meredith Farkas’ recent post on her poor customer service experience with Pottery Barn Kids to share my experience at Target this morning.

Cashier: “We don’t take these [Internet-printed] coupons.” Calls a manager. Manager says they don’t take any Internet coupons because of coupon fraud, that one of my coupons was “too good to be true” because it made the product almost free, and that “things like this make prices higher for the rest of us.” I say I got the coupon from the manufacturer’s website, so how could it not be legitimate? She says, no, it couldn’t be, it’s fraudulent.

So, I go home and call Target customer service. The good: It only takes a minute to get to an actual person, who says that yes, they do take Internet printed coupons. The bad: She puts me on hold for 15 minutes while she calls the store. The ugly: The manager claims that the coupons were fraudulent because “they didn’t scan.” I mention that they didn’t even TRY to scan them. Customer service person says, well, that’s what they are saying, and we can’t take them if they don’t scan. I say, they DIDN’T SCAN THEM. She says, well, they are claiming the coupons wouldn’t scan, and I’m sorry you had an unpleasant experience, but all I can say is to make sure that the coupons scan.

Big. Target. Liars. Here’s a tip: You don’t keep customers — and I’m in Target weekly — by calling them liars and thieves.

I won’t make the comparison to libraries, since Meredith has already done so quite ably. But I will say that this morning’s experience has gone a long way toward souring my view of Target, and that a single negative experience can have a huge impact.

And in my spare time…

So not only did Toys R Us cancel my diaper bag order, I just logged into my PayPal account to find that my payment for that order is still tied up as pending, so I now don’t have enough funds available to pay for the bag elsewhere. I dutifully email their special PayPal customer support address and get back an immediate autoresponse:

Dear Valued Customer, Thank you for contacting PayPal Support at www.toysrus.com. As one of our valued customers, we feel that your questions deserve personal attention. Please contact us at 1-800-ToysRUs or 1-888-BabyRUs, and an online customer service specialist will be happy to assist you. We are available 24 hours a day, 7 days a week! Thank you for choosing Toysrus.com & Babiesrus.com. We value your business! Please let us know if there is anything else we can do for you, and thank you again for contacting PayPal Support at www.toysrus.com. Sincerely, Customer Service PayPal Support at www.toysrus.com If you have additional questions, please visit our online Help Desk.

Yes, this is what I want to do with my spare time. Don’t list an email address if you don’t staff it, people!

Consumerism and customer service

Every once in a while, I think about my own experiences as a customer/consumer and the lessons we can learn from our daily lives. Just recently, for instance:

The good: I purchased a Pur faucet filter attachment for my kitchen, which sprang a leak after just a couple of months of use. So, I went to the Pur website, found out they’re owned by P&G (isn’t everything?), and shot them an email message. Two hours later I had a response; 1.5 weeks later I received a coupon for a free replacement filter. Now that’s customer service.

The bad: I ordered the Wii Fit on the Toys R Us website the other day, since they were one of the few retailers showing it in stock. Two days later, they notified me it was actually indefinitely backordered. Since I’m a slow learner, I then ordered a new diaper bag from them yesterday. Today, I received an email that the item is unavailable and has been cancelled — and, to add insult to injury, the bag is still showing in stock on their site.

The annoying: With two small kids in the house, we don’t get out a lot, so we’ll have a “date night” consisting of carryout + Netflix. There’s an Outback Steakhouse quite close to our house, and we often used their online ordering service … until it abruptly stopped working about 4 months back with a message that the service was “temporarily unavailable.” About a month ago, I emailed to see when it might be back up, and got a generic email back saying that they’re sorry, but the online ordering feature “is unavailable at this time.” We’d noticed. This seems a small issue, but: You call Outback Steakhouse, you get put on hold for 5 minutes, then your order is taken by a very brusque person who inevitably gets part of it wrong. So now our “date night” conversations often go like this: “Want to get Outback?” “It’s not worth the hassle, let’s get XYZ instead.”

The neat: Speaking of Netflix, they recently announced a new box from Roku that allows you to easily stream unlimited “watch it now” online video to your TV. (Ours is, of course, on backorder.) While most current content isn’t available on “watch it now” (thank you, Hollywood licensing) this seems like it will be an awesome supplement and an easy way to watch older material when we’re waiting for DVDs to arrive. Right now I have 16 “watch it now” titles in my queue, and that’s without even trying; I’m hoping this inspires us to drop DirecTV down a tier.

The addictive: Starbucks launched some kind of new brew about a month ago — darned if I can tell the difference — but they gave away “free coffee Wednesday” promo cards at the time, good for free tall coffees every Wed. for a month. Apparently, I can drink a lot of coffee on a Wednesday… But, that aside, now I’ve established a habit: Wednesday = coffee day. Today’s the last day for their little card, but I’m guessing my association with coffee Wednesdays might last a bit longer.

The headslapping: I purchased some items at Kohl’s using a gift card, so my total out-of-pocket expense came to $.64. I gave the cashier $.75, and she accidentally punched in $75.00 — and froze like a deer in the headlights. “We need to VOID THIS TRANSACTION!” I say: “Why don’t you just give me the $.11 in change, the register will still come out even?” “HOW DO YOU KNOW IT’S $.11! We need to just VOID it!” Meanwhile, the line backs up behind me while we wait for a manager to come and re-ring the entire transaction and give me back my… $.11. “How did you know?!”

The smart: I recently decided it was time to register LISjobs.com as a business, so filed a DBA with my local county. The other day, I received a letter from my local library (actually, not my library, since I’m in an unincorporated area and out of district, but I’m guessing they go by ZIP code…) which welcomed me to the area, listed the business-related services the library provides, invited me to come introduce myself to their adult services department, and enclosed a brochure on “improving your bottom line.” Now that’s a good marketing idea.

So, what have I learned just from observing my own reactions?

  • People are willing to put up with minor annoyances (our Netflix box on backorder…) for long-term gain.
  • People are not willing to put up with minor annoyances (yes, you, Outback Steakhouse) when a viable and easy alternative exists. We have a lot of restaurants within a couple of miles of us; Outback’s generic response, rude phone service, and repeated errors has in large part cost them our business (even though my husband’s an Atkins-ish carnivore).
  • People may forgive you once (I’m talking to you, Toys R Us!), but you likely won’t get a third chance.
  • Loyalty can be easily earned. P&G is out a faucet attachment, but gained a repeat customer — those filters have to be replaced fairly often.
  • Small gestures can create enormous goodwill. Getting the letter from my local library gave me a warm and fuzzy feeling (they noticed! they care!), at minimal cost to them. Getting free weekly coffee for a month reinforced the Starbucks habit I’d actually been trying to kick.
  • Frontline staff make the biggest impression. I’ll still shop at Kohl’s, but I’ll be avoiding that cashier’s line from now on: pay attention when you’re hiring at every level.
  • Make it easy for the customer. I’ve been looking for a simple way to get Netflix content to the TV, since watching on the laptop or at my desk doesn’t really cut it. By taking the step to make it simple, Netflix has created a long-term customer: I have a more positive feeling about Netflix, and, having invested in the box, I’m much less likely to switch to Blockbuster or whatever other competitor comes along.

If we pay attention, lessons in customer service and marketing can be found a lot of our daily interactions.